Our Priority:
Safeguarding your money

Find out here what we do to provide you with maximum security when investing.

	Regulated by BaFin
	Deposit protection and security for your investments
	Protection through the highest technology standards

A responsible treatment of your money has top priority for us. That's why we are committed to the highest security standards.

Independent and regulated

We are an independent securities institution with the regulatory permission of the German Federal Financial Supervisory Authority (BaFin) to provide securities services pursuant to section 15 WpIG. We offer in particular the service of contract brokerage ("brokerage"). We are subject to supervision by the German Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht) and the German Federal Bank (Deutsche Bundesbank).

Security for your money and your investments

Cash deposits: In the event of the insolvency of the partner bank, the cash in your clearing account is protected by the statutory deposit protection of the EdB up to a deposit amount of 100,000 euros (cf. details on this at edb-banken.de) and beyond that by the Deposit Protection Fund of Private Banks (BdB). View further information on the scope of protection of the partner bank by the Deposit Protection Fund (only available in German).

Securities: In the event of insolvency of the custodian bank, you have a claim to surrender your securities. These do not fall into the insolvency estate and are therefore also protected.

Example: You hold €100,000 in cash and €500,000 are invested in securities. In the event of insolvency of Scalable Capital or of the depositary bank, your cash is protected up to €100,000 by the statutory deposit protection of the EdB. Your securities are also protected. They are not part of Scalable's or the bank's insolvency estate and you have a claim to surrender your securities.

Protected through highest technology standards

We use the latest technology to ensure security for your account. Your personal data is protected from unauthorized access in our system. It is transmitted and stored exclusively in encrypted form (TLS/SSL).

Our information security is certified according to ISO27001 and is regularly audited by an independent body. In addition, we maintain further technical and organisational measures to protect our data.

Two-factor authentication

Two-factor authentication helps to make your account even more secure. Basically, it works like this: to protect your login, you can link your mobile device. This way, when you log in to your Scalable account, in addition to the normal password, you also have to unlock it via your linked smartphone. This means that even if your password falls into unauthorized hands, your account cannot be accessed, as the login requires confirmation via your mobile device. Learn more.

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There are risks associated with investing. The value of your investment may fall or rise. Losses of the capital invested may occur. Past performance, simulations or forecasts are not a reliable indicator of future performance. Please refer to our risk information.

For new clients: 4% p.a. interest (Baader Bank) on up to €1 million for 4 months. Thereafter 2.6% p.a. variable interest on up to €100,000. Interest only with PRIME+. Learn more.